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Is a Virtual BTC Card Better Than a Physical Bitcoin Card?

Digital currencies, especially Bitcoin, are overgrowing in this modern era. Many experts have deemed Bitcoin to have the potential to replace the US dollar as the global reserve currency. This may or may not prove true, but one thing is sure that Bitcoin isn’t going anywhere anytime soon. Instead, its popularity signals its normalization.

 

As Bitcoin moves towards mass adoption, there is an increasing need to be utilized in our daily lives. So, many companies are accepting BTC as a payment method. One step to this normalization is the virtual BTC card to address this need.

 

You might be hearing this term for the first time and questioning yourself about this new variation. Furthermore, you might be curious how a BTC virtual card will differ from a physical debit card. The good news is that you do not have to go anywhere, as you will get all the information about Bitcoin cards below.

 

What is a Bitcoin Debit Card?

A Bitcoin debit card is a payment card similar to the traditional one, where you add money and use it for transactions. The critical difference is that you load Bitcoin into this card instead of adding regular (fiat) currency. In places where Bitcoin is not accepted, the card still works by converting your Bitcoin to fiat currency at the time of the transaction.

 

These cards bring the convenience and widespread acceptance of traditional payment cards to the world of cryptocurrencies, enabling seamless integration into the existing financial infrastructure. Moreover, it solidifies converting this future payment system into an actual reality.

 

How is a Virtual BTC Card Different?

A virtual BTC card exists digitally on a device like your mobile or laptop, saving you from the hassle of carrying a physical card. It functions like a physical BTC card and can be used in online stores that accept Bitcoin.

 

Advantages of Virtual BTC Card Over Physical Debit Card

 

A virtual BTC card has many advantages that can lead people to choose it over a physical one. Besides convenience, it offers various facilities and functionalities that make these cards more viable than their physical counterpart.

 

1.     Accessibility

Virtual BTC cards offer greater accessibility than physical ones because they can be accessed instantly through a mobile app where you can pay all your bills, order your favorite food or buy movie tickets. This makes carrying a physical card obsolete, as you can access a virtual card from any device (if you know the credentials).

 

Plus, since it always remains on your mobile, you can instantly access it anytime. This makes the purchasing and payment procedures faster and more convenient. So, forgetting your wallet at home won’t be an issue.

 

2.     Instant Access

Your virtual BTC card is connected to your Bitcoin wallet 24/7. So, you can access your funds and use your card instantly after registration without waiting for the card to be delivered and activated by calling a company representative.

 

Similarly, once your card expires, you don’t have to order a new one and wait for it to be delivered. All you need to do is tap the ‘Get A New Card’ option in your app, and you are good to go.

 

3.     Anonymity

It’s excellent for all privacy-conscious people as it doesn’t require personal identifying information for transactions. This strengthens the core purpose of Bitcoin and doesn’t leave a person’s private information at the mercy of centralized organizations.

 

Moreover, you don’t need to physically appear while making a transaction, as it can be done online worldwide. Hence, you can even remain anonymous regarding your appearance and location.

 

4.     Better Security

For multiple reasons, a virtual BTC card is way more secure than a physical one. First, you can enable 2-factor authentication (2FA), which is impossible for a physical card. It secures your transactions until you approve them from another device or source (for instance, your phone).

 

Next, it primarily provides real-time transaction monitoring. This facility lets you track your transactions with complete analysis, like the time, date, address, location, transaction ID, etc. So, you get complete control over your card wherever you go, most securely. Even if your data gets compromised, you can instantly freeze your card through the app and prevent exploitation of your hard-earned Bitcoins.

 

5.     Cost-Efficient

Virtual cards have significantly lower fees than physical ones due to the Bitcoin lightning network, which over a longer timeframe, will save you thousands of dollars that can be spent somewhere better.

 

Unlike physical cards, virtual BTC cards don’t require regular maintenance or replacement due to wear and tear. There is no risk of the magnetic stripe or chip becoming damaged or worn out. So, you can use it the same until you don’t cancel it.

 

6.     Borderless Transactions

A virtual card also allows you to perform seamless cross-border transactions and doesn’t even worry about currency conversion and exchange rates. Every transaction, payment, or purchase completes instantly and automatically.

 

This makes it a truly global mode of payment and enables businesses worldwide to work with each other. You can hire new talent and grow your client base without worrying about minor issues.

 

7.     Reduced Environmental Impact

The printing of physical debit cards contributes to global warming as they are made of plastic and burn much fuel before they arrive in your mail. Opting for virtual cards reduces this impact and helps you play a role in humanity’s fight against climate change.

 

To summarize, a virtual BTC card is an all-rounder and provides a user with convenience, peace of mind, and security. While they offer these benefits, it’s important to note that physical BTC cards may also have their advantages, such as acceptance in physical stores or ATM withdrawals.

 

The choice between virtual and physical BTC cards depends on individual preferences and specific use cases. However, since many companies and stores understand the shift in the finance industry, they are more flexible toward virtual debit card acceptance (including crypto cards too).

 

Where Can You Get a Virtual BTC Card?

Getting a virtual BTC card is as easy as ordering food online or calling an Uber. Many platforms are offering the facility of these cards with minimal registration. Some of the most recommended ones are listed below:

 

PlasBit

Our first pick, Plasbit, is a fantastic crypto-banking platform that provides virtual BTC cards. The Polish government regulates and licenses the platform, making it a legit and secure company to get your card. The platform also provides high daily purchase limits and a more excellent balance for various users.

 

Furthermore, you can store your Bitcoins in the PlasBit Wallet and use them worldwide. So, the platform offers a complete solution to store and use your BTC from its wallet and virtual card.

 

Pros

  • Wide Crypto Currencies Support

 

  • High Load & Purchase Limits

 

  • Up to 20 Daily POS Purchases

 

  • Quick & Responsive Customer Support

 

Cons

  • Live chat is limited from Monday to Friday

 

  • The virtual card is relatively pricier

 

Guarda

Guarda is more of a crypto exchange than a wallet established in 2017. It supports over ten thousand digital assets, including Bitcoin. The platform also offers a virtual BTC card at a low price and decent features. What’s exciting for the new users is that they can get a €20 bonus upon card activation.

 

You can also get your wallet in your phone for unrestricted and hassle-free use. However, Gaurda charges a 1.5% top-up fee and a 2.5% currency exchange fee. Moreover, it doesn’t support 2FA, which can be a downside. But has never been hacked till now.

 

Pros

  • Card Activation Bonus

 

  • Minimal Monthly Fee

 

  • High Trustpilot Rating

 

  • Amazing Customer Service

 

Cons

  • Doesn’t support 2-factor authentication

 

  • Charges currency exchange fee

 

Bitmama

Lastly, Bitmama is a great platform offering a virtual BTC card. It started as a digital P2P exchange in Nigeria and extended into offering crypto cards. The platform has been in the industry for over six years and has thousands of users.

 

What’s best about Bitmama is getting a virtual card for free. They don’t charge you any fee and deliver your card instantly. On the flip side, not any authoritative identity regulates the platform. Moreover, it currently supports three stable transaction coins, including USDT, USDC, and USD only.

 

Pros

  • Free Virtual Card

 

  • Provides Various Color Options

 

  • High Monthly Limits

 

  • Easy to Use

 

Cons

  • Not regulated by any authoritative body

 

  • Only supports three stablecoins

 

Endnote

Getting a virtual BTC card can bring extreme convenience to your regular purchases through Bitcoin. It’s hassle-free, secure, anonymous, versatile, and easy to use. We’ve given you the facts on how it is better than a physical card and provided you with three excellent platforms to get one.

 

Although all the cards mentioned above have their advantages, in the end, everything comes down to personal needs. Some might want low fees, and some might want higher spending limits. However, if we compare them all, PlasBit seems a better choice. It’s secure, efficient, versatile, and has several benefits.

 

You can also use Bitmama for a free card, but the platform is not regulated. Guarda is also a cheaper option but doesn’t support 2-factor authentication. So, the end decision is all yours. We hope the guide is helpful for your problem and give you a better understanding.

Virtual BTC Card